IRA

How to Figure the Tax on Early IRA Withdrawals

We have recently discussed exceptions to the usual 10% penalty tax on pre-59½ withdrawals from IRAs and qualified plans. But even if one of those exceptions [...]

When It’s OK to Tap Your IRA

You've been saving diligently for your retirement, but now you need some of that cash to cover today's expenses. Can you get to it without incurring Uncle [...]

Why You Should Dip into Your Taxable Account to Max Out Your IRA

Investing in an IRA provides a substantial tax benefit over a regular investment account because you defer or completely avoid paying taxes on growth. You [...]

Still Time to Make Your IRA Contribution for the 2014 Tax Year

Did you contribute to an Individual Retirement Arrangement last year? Are you thinking about contributing to your IRA now? If so, you may have questions about [...]

Save money with recent IRA and 401(k) changes

<p> You might be able to save money with two out of the three recent IRA and 401(k) changes outlined here. The IRS ruled late last year that [...]

Top Four Year-End IRA Reminders

Individual Retirement Accounts are an important way to save for retirement. If you have an IRA or may open one soon, there are some key year-end rules that [...]

IRS Clarifies Application of One-Per-Year Limit on IRA Rollovers, Allows Owners of Multiple IRAs a Fresh Start in 2015

The Internal Revenue Service issued guidance clarifying the impact a 2014 individual retirement arrangement (IRA) rollover has on the one-per-year limit [...]

Raise Money Using a Self-Directed IRA

This clever twist on retirement fund investing could draw the patient investors business owners love. If you believe in your business and think it has the [...]

Real Estate In Your IRA – How Not To Do It

Using IRA funds to invest in real estate can be a very good idea.  Well, at least I know one person for whom it worked out.  It did not, however, work out [...]

Are Roth IRA Conversions Still A Viable Strategy?

In 2010, Roth IRA conversions were the talk of the town. You could not pick up a newspaper, magazine or any publication without reading an article about this [...]